PRIVACY POLICY | DISCLAIMER AND IMPORTANT LEGAL INFORMATION We know that you are concerned with how your personal and financial information is treated. This Privacy Policy sets forth our current policies and demonstrates our commitment to your financial privacy. Please bear in mind, however, that we may change the content or services found on our website, and consequently, our privacy policy at any time in the future. Please revisit this page from time to time to be sure that you are familiar with any changes to our policy. Your continued use of our web site following any modifications to this privacy policy will be conclusively deemed acceptance of any changes. • As a user of the public portion of the Etradex website, you are not required to provide us with any personal information, and we do not monitor or collect any personally identifiable information from you on your use of the public portions of our site. We may track the number of users who visit particular portions of our site, but such aggregate numbers do not identify you. We may also record the location of your computer on the Internet, for systems administration and troubleshooting purposes, and to report aggregate information. • If you register to use the password-protected portions of our site, we will ask you to provide us with certain information about yourself. • We emphasize to our employees the confidential nature of customer information and the high level of importance we place on maintaining this confidentiality. • We maintain personal information in a password-protected electronic file outside of our website or its servers, and we limit access to such information to employees who need to have such information to provide services to you. We will only use such information about you to verify your identity and eligibility to receive certain products or services, to provide information to you about products and services that we believe may be of interest to you, to record your interest in products and services that we offer, and to respond to your requests for information. • We may also record, store and use any telephone, e-mail or other electronic communications with you. Etradex uses this information to save passwords, facilitate your navigation of our site, send you notifications about products or services in which you have indicated an interest, and determine your entitlements to data and other services. In addition, Etradex uses the data to evaluate the effectiveness of and improve our services to our clients, to determine product development and marketing strategies, and to bring to your attention products and services that we believe may be of interest to you. • Our monitoring and collection of information may include the use of "cookies." Cookies are computer text files that are stored on your computer. • In addition, we may disclose information about you if requested or ordered to do so in the course of a legal or regulatory proceeding. • Our website also contains hyperlinks to other websites not operated by Etradex. Etradex is not responsible for the content, or the privacy practices, of these websites. Although we have tried to create a secure and reliable web site for our users, the confidentiality of any communication or material transmitted via our web site or by e-mail cannot be guaranteed. When disclosing any personal information, all users should remain mindful of the fact that it is potentially accessible to others, and consequently, can be collected and used by others without user consent. Accordingly, users should consider carefully if they want to submit sensitive information that they would not want disclosed and should recognize that their use of the Internet and our web site is solely at their own risk. We have no responsibility or liability for the security of personal information transmitted via the Internet. Persons who access information on the website of Etradex Corp. ("Etradex website") agree to the following terms and conditions. Any special agreements with respect to individual services or products of Etradex Corp. ("Etradex") shall be complementary to these terms and conditions, although in the event of any conflict, the provisions contained in any such special agreements shall prevail. No offer, no obligation No information published on the Etradex website constitutes a solicitation or offer, or recommendation, to buy or sell any investment instruments, to effect any transactions, or to conclude any legal act of any kind whatsoever. The information published and opinions expressed are provided by Etradex for personal use and for informational purposes only and are subject to change without notice. Etradex makes no representation (either express or implied) that the information and opinions expressed on the Etradex website are accurate, complete or up to date. In particular, Etradex shall not be obliged to remove any outdated information from the Etradex website or to expressly mark it as being outdated. Nothing contained on the Etradex website constitutes financial, legal, tax or other advice, nor should any investment or any other decisions be made solely based on the Etradex website content. You should obtain advice from a qualified expert before making any investment decision. Performance The future performance of an investment cannot be deduced from previous market value, i.e. the value of an investment may fall as well as rise. An investment may also lose value due to changes in rates of foreign exchange. Etradex cannot guarantee that any capital invested will maintain or increase in value. Limitation of liability Etradex disclaims, without limitation, all liability for any loss or damage of any kind, including any direct, indirect or consequential damages, which might be incurred through the use of or access to the Etradex website, or any links to third-party websites. Furthermore, Etradex disclaims all liability for any tampering with the Internet user's computer system by unauthorized parties. In this regard, Etradex expressly reminds of the risk of viruses, and the possibility of targeted attacks by hackers. In order to combat viruses, it is recommended that the most recent browser versions be used, and that anti-virus software be installed and continually updated. As a rule, the opening of any e-mail from an unknown source as well as any unexpected attachment to an e-mail message should be avoided. Links Some links on the Etradex website lead to third-party websites, which are completely beyond control of Etradex. Accordingly, Etradex does not assume any responsibility for the accuracy, completeness and legality of the contents of such websites, or for any offers and services contained. Material interests Etradex, its executive management, employees and associated persons may have or have had interests or positions in, or traded in relevant securities. Furthermore, such entities or persons may have or have had a relationship with or may provide or have provided corporate finance or other services to or serve or have served as directors of relevant companies. Local legal restrictions The Etradex website is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of the Etradex Website is prohibited. Persons in respect of whom such prohibitions apply must not access the Etradex website. Use of the Etradex website The entire content of this Etradex website is subject to copyright with all rights reserved. You may save or print out a hard copy of individual pages and/or sections of the Etradex website, provided that you do not remove any copyright or other proprietary notices. With any saving or otherwise copying from the Etradex website the terms and conditions for use shall be deemed to have been accepted. All property rights shall remain with Etradex. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the Etradex website without the prior written permission of Etradex. Disclaimer : Copyright © 2005 Etradex Corp. All rights reserved.